Credit scores are the most important three digits that are essential to living in this world. They absolutely dominate US lending with 90% of lenders using them but that doesn’t make them good. journey with the credit scores started in Oct 2021, when I was selected for an open banking global competition. GOFC. Individually, I was captivated by the BNPL phenomenon, knocking down on the fortress of credit cards and the banks. Albeit slowly but sundry.
We, as a team, proposed an idea for Banks to use open banking APIs, to build a marketplace that will bring together the merchants…
